Tax Refund Calculator - Free South Africa Tax Calculators

Refund Tax Calculator — South Africa 2026/2027

Enter your income and tax paid to see if SARS owes you a refund or if you owe more tax. Updated April 2026.

Annual Taxable Income (ZAR)

Total Tax Paid / PAYE Deducted (ZAR)

Age Group

Under 65 65 – 74 75 and older

Medical Aid Members (including yourself)

Pension / RA Annual Contribution (ZAR)

How SARS refund tax works — 2026/2027

If your employer deducted more PAYE than your actual tax liability, SARS will refund the difference after you file your ITR12 return.

If you had additional income (rental, freelance, investments) not taxed at source, your total tax owed may exceed what was deducted.

Medical aid tax credits reduce your tax owed — R376/month for yourself and first dependant, R254 for each additional member.

SARS typically opens tax season in July. File your ITR12 on time to claim your refund. Late filing may result in penalties.

Common reasons for a refund

Reason	Explanation
Excess PAYE deducted	Employer deducted more than actual tax owed
Medical aid credits	Credits were not applied by employer monthly
Pension / RA contributions	Deductions reduce taxable income — lower tax owed. Cap R430,000/year.
Work from home deduction	Proportion of home expenses deducted if working remotely
Travel allowance	Business km claimed against travel allowance received

Tax rebates 2026/2027